We provide a premium mortgage service for high net worth clients, working quickly and discreetly to achieve your desired outcome. For our expert brokers, no situation is too complicated - our market knowledge means we find solutions where others can't. We have exceptional lender relationships across the UK and globally, enabling us to negotiate the best mortgage rates for your situation. Our impartial advisors pride themselves on their commitment to transparency, giving you peace of mind during the process.
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At SPF Private Clients, we're looking to meet driven and committed team players who want to succeed in their career. We provide continued development with on the job training and professional qualifications needed to build a successful career in Mortgages, Wealth Management, Insurance and Commercial Finance.
Whether you are buying your own home or an investment property, it is likely that you will need a mortgage to do so. With thousands of mortgages on the market, it is easy to get confused as to which is the right one for your circumstances. As your mortgage is likely to be your biggest outgoing, it is vital that you get all of the information you need to enable you to choose correctly - or you could end up paying much more than you need to. As one of the UK's leading mortgage brokers, SPF Private Clients is well placed to assist.
If you are buying your first home, moving to another property or remortgaging onto a new deal, you will require a residential mortgage. With so many residential mortgages and a variety of rates and fees, it can be difficult to select the right product for your circumstances, which is where a mortgage broker such as SPF comes in.
The Short Term Finance team at award-winning mortgage brokerage SPF Private Clients offers market-leading expertise in bridging finance. With many decades of experience across the entire team, we work with a wide range of providers of property loans and finance solutions. We are able to secure bridging, development and self-build funding as well as other types of property finance.
Reviews (14)
James Burdass
Mar 17, 2022
If you have complex circumstances, or your property is in the 'weird and the wonderful' category I highly recommend calling Victoria at SPF Private Clients. I was initially concerned about a mortgage broker having a bank attached to it but now my re-mortgage to SPF's affiliate LendCo is completed, I see many benefits. In a little less than a month, Victoria at SPF has worked very hard to get our freehold flat re-mortgaged.
It is widely thought that freehold flats are unmortgageable but with a few lenders this isn't the case. LendCo were comfortable with the security and were able to help at a surprisingly realistic rate. Having a mortgage broker with such specialist knowledge is highly valuable. The process wasn't perfect and there were some bumps along the way, however Victoria did everything she could to make it happen and it's all done now! Good job!
It is widely thought that freehold flats are unmortgageable but with a few lenders this isn't the case. LendCo were comfortable with the security and were able to help at a surprisingly realistic rate. Having a mortgage broker with such specialist knowledge is highly valuable. The process wasn't perfect and there were some bumps along the way, however Victoria did everything she could to make it happen and it's all done now! Good job!
Patrick Paxton
Dec 14, 2021
Morteza Naimi
Oct 24, 2021
Our experience with Adam Flaherty could not be more pleasant. Adam is extremely friendly and professional and delivered the most exceptional level of care you could imagine. Being a complete newbie to mortgage and other applications, Adam made it the easiest and most efficient part of the whole process of buying a flat. His honesty and expertness really put our mind at ease.
Whenever we were in doubt, Adam was on the bell and was happy to help and give suggestions even on things that were not directly related to his role and for that we are very grateful. I would confidently recommend Adam to anyone.
Whenever we were in doubt, Adam was on the bell and was happy to help and give suggestions even on things that were not directly related to his role and for that we are very grateful. I would confidently recommend Adam to anyone.
Abigail Ali
Oct 16, 2021
Morten Legarth
Jun 24, 2021
Maxim Shc
Jun 22, 2021
I was referred to Scott McHugh by the friend of mine who worked with Scott on his property purchase. I didn't even know how lucky I was to find out about SPF from the friend of mine rather than trying to google for the mortgage broker. I was amazed by a fantastic job Scott and the team have done throughout the entire property buy journey. I was in a good hands from the very beginning as I could bring up any question I had and get always a professional and experienced answer and guidance which made all the process so simple for me.
Brilliant job and a great experience for me by working with a high class team. Recommend to everyone who wants hassle free mortgage with guaranteed high quality results in a very time efficient manner!
Brilliant job and a great experience for me by working with a high class team. Recommend to everyone who wants hassle free mortgage with guaranteed high quality results in a very time efficient manner!
L.
Jun 13, 2021
Alex R.
Dec 14, 2020
Raj Chauhan
Jun 26, 2020
M. G.
Mar 04, 2020
The purchase of our first home and navigating the mortgage market was made hugely manageable and stress free by our dealings with Jack Flynn; we found the service to be professional, efficient and settled on a mortgage offer much higher what another advisor (unconnected with SPF) had indicated was the highest they could procure for us. We also used their services for our home and personal insurance through Ryan Clay who has made the insurance world seem positively pleasant. Coincidentally, we are currently making our first claim and it has been very easy going as a result of having Ryan as a point of contact. I have since personally recommended the firm to work colleagues who have been equally happy with SPF, demonstrating their consistency to me.
James Baker
Jan 30, 2020
My partner and I recently bought our first property with invaluable support from Julia, Matt and the rest of the team at SPF. Julia took a lot of time to talk us through every step of this process and was always at the end of the phone to answer all our questions no matter how trivial they seemed. We couldn't have had better guidance to help us through an initially daunting experience. Julia shared her knowledge and understanding of the market which ultimately helped us make the best informed decision. Her and the team were friendly, efficient, prompt and thorough. I would highly recommend their services.
Hannah Ellis
Jan 06, 2020
I had great mortgage advice from Jez as a first time buyer after a recommendation from a friend. I previously had a bad experience with another broker where I felt judged so was nervous going to a broker again but Jez explained all the options in terms I could understand and made it all very straightforward and pleasant experience. Can't recommend him enough!
N. B.
Dec 13, 2019
Have used Julia on many occasions over the years for both our residential and buy-to-let mortgages and re-mortgages. Never let us down in any way, always knowledgeable, complete understanding of the market and more importantly clients' needs. Rather than suggest anything that may not be suitable she takes great care to understand and explain everything and always available. Great communication and service thank you. No hesitation recommending her and SPF.
Helena Drage
Nov 02, 2019
Jack and Erin were absolutely brilliant and I couldn't recommend them more highly. I am self-employed and a first time buyer and so obtaining a mortgage wasn't the most straightforward task. Jack sorted everything out for us. From first meeting with Jack to completion on our lovely house was 8 weeks. Jack kept us updated on progress and was always available on the phone and email. The team are friendly and easy to work with. We will definitely be using SPF and Jack again.