Firstly, we'll arrange a no-obligation consultation at your convenience, to discuss your requirements. We'll discuss your existing borrowing and obligations, and look at the appropriate mortgage products available for your new home from a wide range of lenders. Before applying for a mortgage product, we can do calculations to show you the monthly and lifetime costs of a mortgage to check its affordability. When you're happy with a particular mortgage product, we can help you with the application and get an "agreement in principle" from the lender.

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Faq Report

We charge a fee of 300 which is payable prior to completion. This is for advice, research, recommendation and implementation and we see your mortgage through to completion. We believe that we offer value for money as with our expertise we can ensure that you do not pay more for your mortgage than you have to by securing the right interest rates and avoid paying hefty early redemption fees.

Residential Report

Moving home is something you'll only usually do a few times in your life. For many reasons, buying your first or next home can be a stressful experience, so it's good to know that Heritage Estates are available to help. We'll answer any questions that you might have, and help you with the process of getting the right residential mortgage for your home and circumstances.

Buy-To-Let Report

Buying your first or next investment property can be daunting, the buy-to-let mortgage market can be complex with many different products to choose from. Therefore, it's good to know that Heritage Estates are available to help. We'll answer any questions that you might have and help you with the process of getting the right buy-to-let mortgage for your investment property.

First Time Buyers Report

As a first time buyer as well as finding a suitable mortgage, you'll also need a strategy to improve your chances of being accepted by a lender. Fortunately, Heritage Estates are here to help with the process of mortgages for first time buyers. You'll also need to determine how much you can borrow before falling in love with a property.

Hilary Muma

Jun 15, 2022

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I got introduced to Julia T by a friend she assisted in his mortgage. She has been very helpful throughout the process, proposing different options, providing feedbacks and updates all along the way until completion. She deserves more than 5*

Tommy

Apr 17, 2020

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Highly recommend. Friendly, approachable and nothing is too much trouble. Being a first time buyer, they made the whole process stress free and smooth. Thank you so much. :

Suhail

May 07, 2019

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Such a smooth experience throughout. Special mention for Julia who was extremely supportive throughout the whole process. I fully recommend Heritage estates for anyone looking for a hassle free service

Miroslav Novak

Mar 14, 2019

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Friendly and professional approach. I am very satisfied with services provided.

Leanne M.

Feb 19, 2019

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I would like to thank Julia and her colleague Masoud. Without their dedication, and hard work we would not have our mortgage which was a long and difficult situation. Julia is extremely helpful, friendly and approachable. She is very efficient and prompt to respond to emails and calls keeping you informed as much or as little as you like. Sometimes in these situations it can be intimidating as mortgages etc are just a mind-boggling experience but Julia made it as easy and smooth as possible. I have already recommended her to others. Thank you again!

Kate M.

Feb 07, 2019

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Absolutely fabulous service. Julia took such great care when arranging our mortgage, spot on customer service and she was able to find us the best products on the market available to us.

Arif Patel

Dec 28, 2018

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Thank you Julia, I am really pleased with my new mortgage which has saved me money. You made the entire process very simple and were always available to guide, assist and answer my questions. I am definitely recommending to you all of my family and friends.

Ellie Lux

Nov 28, 2018

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Working with Heritage Estates was a fabulous experience. All the staff were very helpful. I would recommend working with Heritage estates to all my family and friends. Thank you for all your help.

Sarah Dawkins

Aug 06, 2018

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Fabulous service, nothing was ever too much trouble would highly recommend and will be using them again for sure

Kate Marquis

May 05, 2018

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Julia was fantastic! She took so much time with us and helped us through each stage of the application process. We genuinely felt she always had our best interests at heart. I would recommend Heritage Estates every time.